Debt sucks. Nobody likes debt except bankers. Payments take away from your ability to do what you want! How am I supposed to splurge on chocolate milk if I have collectors knocking at my door? There are major two schools of thought on paying off debt and we’ll look at them here. If you’re moreContinue reading “How to Pay off Debt Quickly in 2021 (2 Strategies)”
Tag Archives: Dave Ramsey
7 Reasons You Need a Budget in 2021
Hello and happy Monday! It is a happier Monday than normal given Christmas is this week! I find a lot of people think a budget isn’t necessary for them. They’ve got things under control despite 79% of Americans living paycheck to paycheck. So for that reason, here are 7 reasons I believe budgeting is essentialContinue reading “7 Reasons You Need a Budget in 2021”
I Started a You Tube Channel for Personal Finance!
Hey all! Happy Friday! I wanted to let you know, I have now started a You Tube channel to add to the blog! Watch the first video below! I’m really excited about this because I like making videos and I find it’s a little easier to entertain through video than through writing. I’ll be attemptingContinue reading “I Started a You Tube Channel for Personal Finance!”
Here’s Why You Should Want a $0 Tax Return Too
April 15th is a bad day for paperwork (and accountants) but a lot of people seem weirdly excited for the results of tax day, don’t they? “I’m getting a huge tax return this year so I’m going to use it on that trip to Europe I’ve been wanting to take!” I get it, I loveContinue reading “Here’s Why You Should Want a $0 Tax Return Too”
5 Simple Ways to Avoid Lifestyle Inflation
Have you ever received a job promotion or a raise and thought “Oh sweet, now we can eat out more frequently!” I have! Just a year ago, Bailey was in school and working very part time at a local mall. We lived frugally so we could save for a house and tuition at the sameContinue reading “5 Simple Ways to Avoid Lifestyle Inflation”
Myth-Busting: Here’s How Tax Brackets Actually Work
Happy Monday! What am I saying, I’ve got a huge project due at work today. Well, I hope you are having a happy Monday. Regardless, thanks for joining me. I don’t take a single reader or follower for granted. Alright, let’s talk money myths. Last year, my cousin and I were talking about money whileContinue reading “Myth-Busting: Here’s How Tax Brackets Actually Work”
The 7-Step System Proven to Financially Set You Free
Today, I’m going to share with you something about which I’m very passionate! When it comes to helping people get out of debt and get ahead with their money, it’s hard to beat the Baby Steps. What are the Baby Steps you ask? It’s what millions of people worldwide will attest to helping them getContinue reading “The 7-Step System Proven to Financially Set You Free”
I’m Co-Leading a Financial Peace University Class this September!
Hello hello! I’m pretty excited to share that in September, I will be co-leading a Financial Peace University class at our church! For those who don’t know, FPU is a 9-week class created by Ramsey Solutions. They designed it to help people pay off their debt, build wealth, become financially independent and be unbelievably generous.Continue reading “I’m Co-Leading a Financial Peace University Class this September!”
How to Reduce Stress with an Emergency Fund
Here at Master the Simple, my goal is to help you become an expert of the small stuff so that the big stuff actually becomes manageable. Finances are somewhat of a bedrock for much of life. It’s not everything, but becoming proficient in finances will diminish plenty of unnecessary stress in the future. One wayContinue reading “How to Reduce Stress with an Emergency Fund”
Four Ways a Budget Will Make Your Life More Fulfilling
“Do you have a budget?” I asked. My friend smiled slightly and answered, “Kinda…I mean, I pay my bills every month so I use that as a way for me to see where my money is going at least.” I suspect this is the way many people answer this question. But this isn’t budgeting. BudgetingContinue reading “Four Ways a Budget Will Make Your Life More Fulfilling”
Bale Financial Coaching 