5 Simple Ways to Avoid Lifestyle Inflation

Have you ever received a job promotion or a raise and thought “Oh sweet, now we can eat out more frequently!” I have! Just a year ago, Bailey was in school and working very part time at a local mall. We lived frugally so we could save for a house and tuition at the sameContinue reading “5 Simple Ways to Avoid Lifestyle Inflation”

Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards

I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”