What Banks Don’t Tell You About The Difference Between APR and APY

Imagine a world where banks were fully transparent with you. Sounds nice, doesn’t it? Unfortunately, there are many tactics banks use to make parts of their business look better than they are. Specifically when it comes to APR and APY. Well today we’re going to get the difference between APR and APY. I’ll explain to youContinue reading “What Banks Don’t Tell You About The Difference Between APR and APY”

How Blockchain Works in Simple Terms

Bitcoin is quite the buzz word right now. Everyone wants a piece of bitcoin. It just keeps growing! But for the average person, bitcoin doesn’t make sense. How does something that is made up of ones and zeros have any sort of value? What happened to being backed by good old fashioned gold? To understandContinue reading “How Blockchain Works in Simple Terms”

3 Tips for Handling Money as a Couple in 2021

Recently we talked about combining finances with a spouse after marriage. Today, we look at the day to day handling of money in a relationship. We all know that doing things as a couple can be more challenging than doing them as a single person. But they can be more rewarding as well. Finances is one of thoseContinue reading “3 Tips for Handling Money as a Couple in 2021”

Meet the Millennials Who BUILT and PAID OFF Their Home

I recently interviewed some friends who paid off their house early! I wanted to understand why they did it and lay it out for you all here. Meet Garrett and Maddy, 26 and 25 year old millennials who built their own house and paid it off within 5 years! You can watch the full interviewContinue reading “Meet the Millennials Who BUILT and PAID OFF Their Home”

How to Prepare for a Market Crash Before It’s Too Late

Our friends Dow and Jones sure are sensitive fellows, aren’t they? They hear one thing in the news and then you can’t control what crazy stuff they’ll do.  When you begin to feel the rumblings of a market crash earthquake, what’s the first thing you do?  That’s why we have to prepare! I’m not talking financialContinue reading “How to Prepare for a Market Crash Before It’s Too Late”

Financial Coaching: How It Works and Who Should Get It

What is a financial coach and how is it any different than a financial advisor? In this post, we’ll break it down. Then we’ll cover who should get financial coaching and how it works. Spoiler, I don’t think coaching is for everyone. I don’t even think it’s for everyone who has financial problems. Financial AdvisorContinue reading “Financial Coaching: How It Works and Who Should Get It”

What Economists Say About How To Use Stimulus Checks

Round three stimulus checks are coming! Is it economically irresponsible to not spend it? I mean, it is meant to stimulate the economy, right? What have we learned from the impact the last stimulus checks have had on our economy? What the Economists Say With the third round of stimulus checks being sent out, I’veContinue reading “What Economists Say About How To Use Stimulus Checks”

How to Find Your Net Worth and Why It Matters

People talk about “net worth” but how do you actually find it? In this post, we’re going to look at net worth and why it’s helpful. We’ll also look at its one major downside of net worth. Let’s start with the definition. Net Worth Definition Net worth is what you own minus what you owe,Continue reading “How to Find Your Net Worth and Why It Matters”

How to Combine Finances After the Wedding

When two people get married, what’s the best way to handle the finances? Keep it separate or make the money pot a little larger? What other financial things should we consider when we get married? This weekend, Bailey and I attended the wedding of some friends. Cue the bells and sparklers! So I am taking this appropriate opportunityContinue reading “How to Combine Finances After the Wedding”

How to Gain a Healthy View of MONEY as a Person of FAITH

For those of faith, sometimes it seems like money and faith are opposites. We have a hard time figuring out how they can work together. Unfortunately many people in the church have an unhealthy view of money. “It’s inherently evil and will destroy your life!” It can seem dirty. The reason for this preconception isContinue reading “How to Gain a Healthy View of MONEY as a Person of FAITH”