Budget How-To: The Blow Fund

This week we covered a sinking fund. Basically, it’ just a section of the budget for setting aside a certain amount of money per month in preparation for a predictable expense. A couple examples we used were anything from Christmas savings to saving for a house or car. Today, we’re going to look at aContinue reading “Budget How-To: The Blow Fund”

Budget How-To: Sinking Fund

Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”

What You Need to Know about the Payroll Tax Holiday

Payroll tax: That’s what your employer withholds from your every paycheck to send to the government. If it weren’t for your employer withholding this, you would have to shell out your entire tax payment come April 15th. Needless to say, payroll tax withholding is nice because it takes the confusion out of paying taxes (ok,Continue reading “What You Need to Know about the Payroll Tax Holiday”

I’m Co-Leading a Financial Peace University Class this September!

Hello hello! I’m pretty excited to share that in September, I will be co-leading a Financial Peace University class at our church! For those who don’t know, FPU is a 9-week class created by Ramsey Solutions. They designed it to help people pay off their debt, build wealth, become financially independent and be unbelievably generous.Continue reading “I’m Co-Leading a Financial Peace University Class this September!”

Get Your Side Hustle Going in 27 Days

I’ve talked about Chris Guillebeau before, specifically in my recent post about 8 audiobooks I listened to in 2018. He has a book called Side Hustle in which he outlines the process for taking an idea you have and developing a profitable side hustle in a mere 27 days. And he’s got stories of personContinue reading “Get Your Side Hustle Going in 27 Days”

3 Ways Giving Impacts Your Soul

Growing up, my parents paid us kids for chores we did around the house. We always called it an allowance but now I understand it was more of a commission — we didn’t get paid unless we did the work. Regardless, when the highly anticipated payday arrived (yay, $1.50 in the BANK!), my parents wouldContinue reading “3 Ways Giving Impacts Your Soul”

3 Tools to Help Guide You Towards Retirement

Happy Resource Friday! I love talking finances. The only thing I like more is having easy-to-use tools for making finances as effortless as possible. Personally, I believe that mastering finances is one of the building blocks of life. When we don’t have financial issues, stress is decreased in so many other areas of life —Continue reading “3 Tools to Help Guide You Towards Retirement”

3 Great Apps to Help You Budget TODAY

This post contains affiliate links. Happy Tuesday! Budgeting is such a simple part of mastering our finances, we have to visit it a lot. I’ve written on this topic in several other blog posts. And I dedicated an entire chapter to budgeting in my book Graduated and Clueless (which happens to be a free ebookContinue reading “3 Great Apps to Help You Budget TODAY”

How to Reduce Stress with an Emergency Fund

Here at Master the Simple, my goal is to help you become an expert of the small stuff so that the big stuff actually becomes manageable. Finances are somewhat of a bedrock for much of life. It’s not everything, but becoming proficient in finances will diminish plenty of unnecessary stress in the future. One wayContinue reading “How to Reduce Stress with an Emergency Fund”