The Roof When we bought our house, it hadn’t been lived in for 3 years. The roof was in horrible shape. Soft spots under the shingles and more horrifyingly, moss all over the north side of the roof. So we started looking into replacing the roof as the first big step in fixing up our fixer upper. TheContinue reading “How to Never Overpay on Contractors Again”
Tag Archives: budget
Meet the Millennials Who BUILT and PAID OFF Their Home
I recently interviewed some friends who paid off their house early! I wanted to understand why they did it and lay it out for you all here. Meet Garrett and Maddy, 26 and 25 year old millennials who built their own house and paid it off within 5 years! You can watch the full interviewContinue reading “Meet the Millennials Who BUILT and PAID OFF Their Home”
5 Simple Ways to Avoid Lifestyle Inflation
Have you ever received a job promotion or a raise and thought “Oh sweet, now we can eat out more frequently!” I have! Just a year ago, Bailey was in school and working very part time at a local mall. We lived frugally so we could save for a house and tuition at the sameContinue reading “5 Simple Ways to Avoid Lifestyle Inflation”
Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards
I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”
How to Break Down a Budget so it’s Simple
How much are you supposed to put into each category of a budget? We’ve got a few steps about how to make it simple.
Budget How-To: The Blow Fund
This week we covered a sinking fund. Basically, it’ just a section of the budget for setting aside a certain amount of money per month in preparation for a predictable expense. A couple examples we used were anything from Christmas savings to saving for a house or car. Today, we’re going to look at aContinue reading “Budget How-To: The Blow Fund”
Budget How-To: Sinking Fund
Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”
What You Need to Know about the Payroll Tax Holiday
Payroll tax: That’s what your employer withholds from your every paycheck to send to the government. If it weren’t for your employer withholding this, you would have to shell out your entire tax payment come April 15th. Needless to say, payroll tax withholding is nice because it takes the confusion out of paying taxes (ok,Continue reading “What You Need to Know about the Payroll Tax Holiday”
Side Hustles: 32 Ways to Earn Extra Cash
Here is a list of ways you can make extra money this week. Give your budget some breathing room.
3 Great Apps to Help You Budget TODAY
This post contains affiliate links. Happy Tuesday! Budgeting is such a simple part of mastering our finances, we have to visit it a lot. I’ve written on this topic in several other blog posts. And I dedicated an entire chapter to budgeting in my book Graduated and Clueless (which happens to be a free ebookContinue reading “3 Great Apps to Help You Budget TODAY”
Bale Financial Coaching 