April 15th is a bad day for paperwork (and accountants) but a lot of people seem weirdly excited for the results of tax day, don’t they? “I’m getting a huge tax return this year so I’m going to use it on that trip to Europe I’ve been wanting to take!” I get it, I loveContinue reading “Here’s Why You Should Want a $0 Tax Return Too”
Tag Archives: cash
Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards
I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”
Budget How-To: The Blow Fund
This week we covered a sinking fund. Basically, it’ just a section of the budget for setting aside a certain amount of money per month in preparation for a predictable expense. A couple examples we used were anything from Christmas savings to saving for a house or car. Today, we’re going to look at aContinue reading “Budget How-To: The Blow Fund”
Budget How-To: Sinking Fund
Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”
What You Need to Know about the Payroll Tax Holiday
Payroll tax: That’s what your employer withholds from your every paycheck to send to the government. If it weren’t for your employer withholding this, you would have to shell out your entire tax payment come April 15th. Needless to say, payroll tax withholding is nice because it takes the confusion out of paying taxes (ok,Continue reading “What You Need to Know about the Payroll Tax Holiday”