Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards

I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”

What are you going to NOT buy today?

What are you not going to purchase today? I want to know in the comments! Black Friday is all about spending money and getting killer deals. I love me a good killer deal. I’ll probably get some today to be honest. And by all means, get some Christmas shopping done or pick up that item you’veContinue reading “What are you going to NOT buy today?”

Budget How-To: The Blow Fund

This week we covered a sinking fund. Basically, it’ just a section of the budget for setting aside a certain amount of money per month in preparation for a predictable expense. A couple examples we used were anything from Christmas savings to saving for a house or car. Today, we’re going to look at aContinue reading “Budget How-To: The Blow Fund”

Budget How-To: Sinking Fund

Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”

What You Need to Know about the Payroll Tax Holiday

Payroll tax: That’s what your employer withholds from your every paycheck to send to the government. If it weren’t for your employer withholding this, you would have to shell out your entire tax payment come April 15th. Needless to say, payroll tax withholding is nice because it takes the confusion out of paying taxes (ok,Continue reading “What You Need to Know about the Payroll Tax Holiday”

My Book Graduated and Clueless is Now FREE

Good Monday! I want to let you know that as of today, my book Graduated and Clueless is now free! You can get the ebook from Amazon as a Kindle copy as well as from Barnes and Noble as a Nook copy. The paperback is also available from both locations. This book was a realContinue reading “My Book Graduated and Clueless is Now FREE”

I’m Co-Leading a Financial Peace University Class this September!

Hello hello! I’m pretty excited to share that in September, I will be co-leading a Financial Peace University class at our church! For those who don’t know, FPU is a 9-week class created by Ramsey Solutions. They designed it to help people pay off their debt, build wealth, become financially independent and be unbelievably generous.Continue reading “I’m Co-Leading a Financial Peace University Class this September!”

From a Millennial: We Aren’t Entitled

A couple of weeks ago, I mentioned to someone how I wanted more than 2 weeks of vacation from my job. I wanted more flexibility so I could help on youth group trips and still participate in family trips throughout the year. This individual who knows me well was like, “I think that’s about theContinue reading “From a Millennial: We Aren’t Entitled”