Author Archives: Caleb Bale

Dave Ramsey JUST Launched His Gazelle Debit Card

Dave Ramsey has been saying for years that you need to use a debit card instead of a credit card. And finally, Ramsey Solutions decided to actually do something about it. Tada! The Gazelle Debit card. The Gazelle debit card: created by Ramsey Solutions, designed for you. I’ve been a part of the testing phaseContinue reading “Dave Ramsey JUST Launched His Gazelle Debit Card”

How to Never Overpay on Contractors Again

The Roof When we bought our house, it hadn’t been lived in for 3 years. The roof was in horrible shape. Soft spots under the shingles and more horrifyingly, moss all over the north side of the roof. So we started looking into replacing the roof as the first big step in fixing up our fixer upper.  TheContinue reading “How to Never Overpay on Contractors Again”

Point Rewards Debit Card Review (Best Debit 2021)

Recently, my wife, Bailey, and I got a new debit card and I’ve been really impressed so far. It’s called the Point Debit Card and it’s different than any other debit card I’ve ever had because it provides more benefits and protections than any other debit card I’ve had. Let me break it down! WhyContinue reading “Point Rewards Debit Card Review (Best Debit 2021)”

8 Ways to Save Hundreds Per Month on Everyday Expenses

With all of the blog posts I’ve written about paying off debt, saving and investing, I wanted to give you some practical ways to reduce your expenses now. Like right after reading this blog post. There are some incredibly simple things that you can do in your everyday life to save money! Here are 8Continue reading “8 Ways to Save Hundreds Per Month on Everyday Expenses”

Why Your Money Keeps Disappearing (Parkinson’s Law)

Have you ever looked at your bank account and asked yourself “Oh my word, where did my money go?” Have you ever been given a project with a deadline, then used that whole time to complete the project? These two circumstances are connected by a phenomenon called Parkinson’s Law and it applies to anything from time managementContinue reading “Why Your Money Keeps Disappearing (Parkinson’s Law)”

Dividend Stocks Explained

In the last several years, the internet has been inundated with articles and videos about passive income. Many promising wealth through scammy and sketchy means. Unlike those, we’re going to cover one of the simplest forms of building passive income there is: dividend investing. First, let’s break down investing into two categories. There are stocksContinue reading “Dividend Stocks Explained”

How to Get a High Income Job With No Degree as an Electrical Lineman

Is it possible to have a high paying job with no degree? Absolutely. In this interview, we look at one job in the trades specifically: being an electrical lineman. Elias is a lineman for a town in my area and chose to pursue this career because 1) he wasn’t interested in going to college, 2)Continue reading “How to Get a High Income Job With No Degree as an Electrical Lineman”

What Banks Don’t Tell You About The Difference Between APR and APY

Imagine a world where banks were fully transparent with you. Sounds nice, doesn’t it? Unfortunately, there are many tactics banks use to make parts of their business look better than they are. Specifically when it comes to APR and APY. Well today we’re going to get the difference between APR and APY. I’ll explain to youContinue reading “What Banks Don’t Tell You About The Difference Between APR and APY”

How Blockchain Works in Simple Terms

Bitcoin is quite the buzz word right now. Everyone wants a piece of bitcoin. It just keeps growing! But for the average person, bitcoin doesn’t make sense. How does something that is made up of ones and zeros have any sort of value? What happened to being backed by good old fashioned gold? To understandContinue reading “How Blockchain Works in Simple Terms”