The Roof When we bought our house, it hadn’t been lived in for 3 years. The roof was in horrible shape. Soft spots under the shingles and more horrifyingly, moss all over the north side of the roof. So we started looking into replacing the roof as the first big step in fixing up our fixer upper. TheContinue reading “How to Never Overpay on Contractors Again”
Tag Archives: personal finance
3 Ways to Save Money on Taxes and Health Care (HRA, FSA, HSA)
What if I told you there were 3 ways you could save money on taxes AND health care? Psh, it’s like the ultimate way to kill two birds with one stone. Not to mention, any way you can learn to stick it to taxes during tax season is a big thumbs up. So today we’reContinue reading “3 Ways to Save Money on Taxes and Health Care (HRA, FSA, HSA)”
Why Your Money Keeps Disappearing (Parkinson’s Law)
Have you ever looked at your bank account and asked yourself “Oh my word, where did my money go?” Have you ever been given a project with a deadline, then used that whole time to complete the project? These two circumstances are connected by a phenomenon called Parkinson’s Law and it applies to anything from time managementContinue reading “Why Your Money Keeps Disappearing (Parkinson’s Law)”
Dividend Stocks Explained
In the last several years, the internet has been inundated with articles and videos about passive income. Many promising wealth through scammy and sketchy means. Unlike those, we’re going to cover one of the simplest forms of building passive income there is: dividend investing. First, let’s break down investing into two categories. There are stocksContinue reading “Dividend Stocks Explained”
How to Get a High Income Job With No Degree as an Electrical Lineman
Is it possible to have a high paying job with no degree? Absolutely. In this interview, we look at one job in the trades specifically: being an electrical lineman. Elias is a lineman for a town in my area and chose to pursue this career because 1) he wasn’t interested in going to college, 2)Continue reading “How to Get a High Income Job With No Degree as an Electrical Lineman”
What Banks Don’t Tell You About The Difference Between APR and APY
Imagine a world where banks were fully transparent with you. Sounds nice, doesn’t it? Unfortunately, there are many tactics banks use to make parts of their business look better than they are. Specifically when it comes to APR and APY. Well today we’re going to get the difference between APR and APY. I’ll explain to youContinue reading “What Banks Don’t Tell You About The Difference Between APR and APY”
How Blockchain Works in Simple Terms
Bitcoin is quite the buzz word right now. Everyone wants a piece of bitcoin. It just keeps growing! But for the average person, bitcoin doesn’t make sense. How does something that is made up of ones and zeros have any sort of value? What happened to being backed by good old fashioned gold? To understandContinue reading “How Blockchain Works in Simple Terms”
3 Tips for Handling Money as a Couple in 2021
Recently we talked about combining finances with a spouse after marriage. Today, we look at the day to day handling of money in a relationship. We all know that doing things as a couple can be more challenging than doing them as a single person. But they can be more rewarding as well. Finances is one of thoseContinue reading “3 Tips for Handling Money as a Couple in 2021”
Meet the Millennials Who BUILT and PAID OFF Their Home
I recently interviewed some friends who paid off their house early! I wanted to understand why they did it and lay it out for you all here. Meet Garrett and Maddy, 26 and 25 year old millennials who built their own house and paid it off within 5 years! You can watch the full interviewContinue reading “Meet the Millennials Who BUILT and PAID OFF Their Home”
How to Prepare for a Market Crash Before It’s Too Late
Our friends Dow and Jones sure are sensitive fellows, aren’t they? They hear one thing in the news and then you can’t control what crazy stuff they’ll do. When you begin to feel the rumblings of a market crash earthquake, what’s the first thing you do? That’s why we have to prepare! I’m not talking financialContinue reading “How to Prepare for a Market Crash Before It’s Too Late”
Bale Financial Coaching 