Have you ever received a job promotion or a raise and thought “Oh sweet, now we can eat out more frequently!” I have! Just a year ago, Bailey was in school and working very part time at a local mall. We lived frugally so we could save for a house and tuition at the sameContinue reading “5 Simple Ways to Avoid Lifestyle Inflation”
Happy Monday! What am I saying, I’ve got a huge project due at work today. Well, I hope you are having a happy Monday. Regardless, thanks for joining me. I don’t take a single reader or follower for granted. Alright, let’s talk money myths. Last year, my cousin and I were talking about money whileContinue reading “Myth-Busting: Here’s How Tax Brackets Actually Work”
Today, I’m going to share with you something about which I’m very passionate! When it comes to helping people get out of debt and get ahead with their money, it’s hard to beat the Baby Steps. What are the Baby Steps you ask? It’s what millions of people worldwide will attest to helping them getContinue reading “The 7-Step System Proven to Financially Set You Free”
I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”
What are you not going to purchase today? I want to know in the comments! Black Friday is all about spending money and getting killer deals. I love me a good killer deal. I’ll probably get some today to be honest. And by all means, get some Christmas shopping done or pick up that item you’veContinue reading “What are you going to NOT buy today?”
How much are you supposed to put into each category of a budget? We’ve got a few steps about how to make it simple.
This week we covered a sinking fund. Basically, it’ just a section of the budget for setting aside a certain amount of money per month in preparation for a predictable expense. A couple examples we used were anything from Christmas savings to saving for a house or car. Today, we’re going to look at aContinue reading “Budget How-To: The Blow Fund”
Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”
Payroll tax: That’s what your employer withholds from your every paycheck to send to the government. If it weren’t for your employer withholding this, you would have to shell out your entire tax payment come April 15th. Needless to say, payroll tax withholding is nice because it takes the confusion out of paying taxes (ok,Continue reading “What You Need to Know about the Payroll Tax Holiday”
Here is a list of ways you can make extra money this week. Give your budget some breathing room.