Hey all! Happy Friday! I wanted to let you know, I have now started a You Tube channel to add to the blog! Watch the first video below! I’m really excited about this because I like making videos and I find it’s a little easier to entertain through video than through writing. I’ll be attemptingContinue reading “I Started a You Tube Channel for Personal Finance!”
Author Archives: Caleb Bale
Here’s Why You Should Want a $0 Tax Return Too
April 15th is a bad day for paperwork (and accountants) but a lot of people seem weirdly excited for the results of tax day, don’t they? “I’m getting a huge tax return this year so I’m going to use it on that trip to Europe I’ve been wanting to take!” I get it, I loveContinue reading “Here’s Why You Should Want a $0 Tax Return Too”
5 Simple Ways to Avoid Lifestyle Inflation
Have you ever received a job promotion or a raise and thought “Oh sweet, now we can eat out more frequently!” I have! Just a year ago, Bailey was in school and working very part time at a local mall. We lived frugally so we could save for a house and tuition at the sameContinue reading “5 Simple Ways to Avoid Lifestyle Inflation”
Myth-Busting: Here’s How Tax Brackets Actually Work
Happy Monday! What am I saying, I’ve got a huge project due at work today. Well, I hope you are having a happy Monday. Regardless, thanks for joining me. I don’t take a single reader or follower for granted. Alright, let’s talk money myths. Last year, my cousin and I were talking about money whileContinue reading “Myth-Busting: Here’s How Tax Brackets Actually Work”
The 7-Step System Proven to Financially Set You Free
Today, I’m going to share with you something about which I’m very passionate! When it comes to helping people get out of debt and get ahead with their money, it’s hard to beat the Baby Steps. What are the Baby Steps you ask? It’s what millions of people worldwide will attest to helping them getContinue reading “The 7-Step System Proven to Financially Set You Free”
Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards
I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”
What are you going to NOT buy today?
What are you not going to purchase today? I want to know in the comments! Black Friday is all about spending money and getting killer deals. I love me a good killer deal. I’ll probably get some today to be honest. And by all means, get some Christmas shopping done or pick up that item you’veContinue reading “What are you going to NOT buy today?”
How to Break Down a Budget so it’s Simple
How much are you supposed to put into each category of a budget? We’ve got a few steps about how to make it simple.
Budget How-To: The Blow Fund
This week we covered a sinking fund. Basically, it’ just a section of the budget for setting aside a certain amount of money per month in preparation for a predictable expense. A couple examples we used were anything from Christmas savings to saving for a house or car. Today, we’re going to look at aContinue reading “Budget How-To: The Blow Fund”
Budget How-To: Sinking Fund
Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”
Bale Financial Coaching 