how to – Bale Financial Coaching

Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards

I’ve been asked on a few occasions why I don’t use credit cards. “I mean, you get points and cash back and if you pay it off, it isn’t a problem, right?” Yes, true! I love rewards. I sign up for a lot of rewards programs to take advantage of saving money. And there areContinue reading “Why a Self-Proclaimed Money Nerd Doesn’t Use Credit Cards”

How to Break Down a Budget so it’s Simple

How much are you supposed to put into each category of a budget? We’ve got a few steps about how to make it simple.

Budget How-To: Sinking Fund

Today we start a new series! We’ll be covering different categories of a budget to give you practical knowledge for starting or improving your own budget. A budget is the building block of good finance. That is what will help you track your money and hit your financial goals. The Sinking Fund This is aContinue reading “Budget How-To: Sinking Fund”